What should I do with my money?

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I was really feeling stressed and alone this morning – as I ran my morning screens – no candidates came up – zip, nada.  Here are the screens I run mid-week:

  1. Morningstar analysis available.
  2. Less than 5% above its 52 week low.
  3. Greater than or equal to narrow moat.
  4. Free cash flow/enterprise value greater than 3% (should be above what the 10 Year Treasury Bond is yielding).
  5. Financial Health Grade >= B.
  6. Forward P/E <= 20.
  7. For candidates that have passed all the filters, review the individual stocks Return on Invested Capital (ROIC) for the previous 10 years to select the best long term candidates.
  1. Morningstar analysis available.
  2. Dividend Yield % > = 4.
  3. Dividend Growth % Past 5 Years > = 10.
  4. Payout Ratio Trailing 12 Months < 75
  5. Morningstar rating 4 or more stars.
  6. Financial Health Grade >= B.
  7. Forward P/E <= 20.

Besides finding investment candidates – I have found that these screens can also serve as a reliable Contrarian investing signal.  If these screens cannot find even one candidate to research further – the market is probably fully priced. Unfortunately, it is hard to be a contrarian, we are wired to move with the crowd – if feels safe, even when the reality is the opposite.

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I really need to stop watching CNBC in the morning:

No less than six guests in a row – all predicted the S&P 500 would be going up again in 2017 – not a contrarian in the bunch.

I have new money to put to work – so I must do something.  I have already maxed out my equity holdings at these valuation levels – if anything, I should be selling equities at these levels – thus I sold some calls on my GILD holdings last week.  I will be exploring this subject – and highlighting some of my ideas over the next few weeks – stay tuned.

z - even even smaller

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